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Do I Need Life Insurance? PDF
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The Insurance Information Institute, Inc., based in New York City, presents information on the need for life insurance. A general rule asserts that life insurance protection should be five to eight times one's annual income. Individual needs may vary according to financial assets and liabilities. Life insurance can meet immediate needs such as funeral expenses, debt, and taxes. It can also meet long-term needs such as care of dependents and college expenses.

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